October 12

Suggestions On How To Save Money

Chicago is the third largest city in the United States and has nearly three million people. It is full of entertainment options, including museums, restaurants, music, and architecture. Unfortunately, going on vacation can sometimes put a big dent in your wallet. Here is how to save money on Chicago attractions.

The best price for something is always free. As crazy as it seems, some of the more fun things to do in Chicago do not cost a penny. The Lincoln Park Zoo offers quite the menagerie for people who are interested in animals, featuring over 200 different species. You can see monkeys, lions, penguins, zebras and more, all inhabiting well constructed homes designed to mimic their natural habitat. The zoo is open year round, and typically closes around five or six but may be open later on the weekend and during the summer.

Also completely free is Millennium Park, which has over 500 events annually. The park is over 20 acres, and on any given day you can find beautiful examples of landscaping, artwork, or listen to a variety of musicians. It is a perfect place to bring the family and enjoy a picnic lunch. On the other hand, you can buy food from vendors on site. The park is open from 6am-11pm.

If you are interested in seeing many different attractions, you might be interested in the Chicago City Pass. This is a pass that you buy that will save you almost half the price of admission on five of Chicago’s top attractions. These include the Shedd Aquarium, the Sears Tower, the Field Museum of Natural History, and your choice between the Adler Planetarium and the Art Institute of Chicago, and your choice between the Museum of Science and Industry and the John Handcock Observatory. If you are planning on seeing five of these places, it is a great deal. It saves kids over $50 and adults more than $70.

For some local Chicago food, check out the Superdawg Drive-In on Milwaukee avenue, where you can get a delicious hot dog with all the trimmings, and fries for about $5. Of course, no visit to Chicago is complete without trying some deep dish Chicago pizza. Try a visit to Uno Pizza on Ohio St where you can feed four or five people for less than $30 with a huge deep dish pizza. They have been making pizzas since 1943, so they have had plenty of practice.

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October 11

How to Save Money by Changing One Personal Trait

If you want to learn how to save money then here is a way to do it that will, if applied, save you a small fortune. And here it is …

Very simply it involves being more disciplined. Before you dismiss this you will probably already know that most people struggle with discipline. They are very impulsive. Marketers understand this weakness and they exploit it to the maximum. That is why impulse items such as candy and chocolate bars surround cash registers. Are you disciplined when it comes to spending money?

So, if you want to know how to save money by exercising personal discipline then here is the BEST method that I know…

Go to your bank and withdraw the largest denomination monetary note that you can. Place it in a special part of your wallet or purse and then…

DON’T SPEND IT!

That’s it! See how long you can last without “cracking” that note. If you succumb then start the process again. Each time try to extend your financial discipline.

When you learn fiscal discipline YOU will be in control of money. MONEY will not control you.

It is a wonderful feeling to know that you can walk into any store with the understanding that you can buy many items yet choose not to.

If you want to learn how to save money there is no better method than exercising financial constraint through discipline. I constantly test myself in this way. It is a good feeling and it will build strength in you. Try it. See how long you can last.

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October 10

How to Save Money

How to save money. It’s on almost everybody’s mind almost all the time. Everybody loves a bargain. Everybody wants to know how to save money.

Did you know that a price tag is only an invitation by a seller for you to purchase at the advertised price? You can ALWAYS negotiate a price on anything – especially if you are dealing in cash.

Merchants have to pay credit card companies a commission when customers use credit cards to purchase goods and services. This surcharge is usually somewhere around 2% to 3%. So, that is always a good starting point if you are dealing in cash. You should easily be able to get at least a 5% discount if you are paying cash. And if you are a good negotiator then up to 10% is often available.

Here is a KEY point – if you don’t ask, you don’t get.

Whenever a store employee or owner states “NO DISCOUNT” just say: “Fine.” Then start to walk away. That often gets a reaction like: “Wait a moment. I’ll see what we can do.”

Like I said – if you don’t ask you don’t get. So… ASK! It costs absolutely NOTHING to ask. If an item is priced at $250 and you can negotiate a 10% discount then that $25 is better staying in your pocket.

REMEMBER – EVERYTHING is negotiable.

There are all sorts of ways for you to learn how to save money. This method is seldom used because most people are too embarrassed or too timid even to ask. And as I have already said twice…

If you don’t ask you don’t get!

You should make it your goal to learn how to save money by every method possible because a dollar saved is worth MORE than a dollar earned. Think about that and you’ll realize the truth in it.

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October 9

How to Save Money and Get Discount Automobile

Regardless of what vehicle they own, drivers in Michigan all have one thing in common. They all want to know how to save money and get discount automobile insurance in their state. Finding a good price on car insurance doesn’t have to be difficult. All a driver needs is an idea of the level of coverage they require and a few hints about available discounts.

In the state of Michigan everyone who owns a car must have no-fault insurance. This comes in three distinct parts. They are personal injury protection, property protection and residual bodily injury and property damage liability insurance. For someone with an older car, they can certainly save money just by purchasing a bare minimum no-fault insurance policy.

If you live in this state and you drive a newer vehicle that requires more coverage you can still find discount automobile insurance. One good way to save money on any policy is by requesting a higher deductible. The deductible on most policies tends to be low and if you raise it by several hundred dollars, your premiums will drop. It’s very important to only consider doing this if you have enough money saved to cover the deductible should you be in an accident.

Keeping a good credit rating is another way to ensure you enjoy the best automobile insurance rates. A person’s credit history is taken into account when a quote is given for car insurance. With that in mind, try and pay all your bills in a timely manner, as it doesn’t just affect your credit score but your automobile costs too.

Parking your car in a locked garage is seen as a safety feature and can actually give you a small percentage discount off your auto premiums. If you do plan on using your garage for your vehicle, mention this to your insurance agent so they can factor in the discount when preparing your policy.

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